Personal Information
We only collect the information we need for the purposes of providing and servicing your insurance products and broker services.
Personal information means information about an individual that may include, credit information, lifestyle information, marital status, date of birth, citizenship, income, health information, net worth, sex, social insurance number, occupation, name, home address and telephone numbers.
Reasons we require the information We use your personal information to confirm your identity, determine your eligibility or need for insurance, determine and verify your creditworthiness for insurance products and services you request, administer and service the insurance products we provide, meeting regulatory and contractual requirements relating to the services and products provided to you, and broker requirements.
If you have provided your consent, we may use your personal information to provide you with information about products and services offered by our affiliates. If you wish to withdraw your consent for this purpose, or if you have not provided your consent, and are interested in receiving such products and services information, you can call 416-357-8501 or e-mail us at info@insurerite.com or mail us at the address indicated on our home page.
Collection of third party and transfer of personal information We may collect your personal information from and transfer your personal information to third party service providers such as our affiliates, or data processors for the purpose of assisting us in evaluating risks for insurance, investigations, servicing and administration and claims. We have a contractual relationship with all our service providers, who are required to protect your personal information in accordance with this Privacy Policy and our privacy practices, where we have transferred your personal information to these parties. We further do not sell your personal information.
We will only collect, use or disclose personal information as required to provide our products and services and as required by law.
Only authorized employees, agents, affiliates and service providers, underwriters who need your personal information to do their jobs are given access to your personal information.
We have developed safeguards intended to safeguard your personal information against loss, theft, unauthorized disclosure, copying and unauthorized use or modification. However, we are not responsible for the privacy practices and policies of companies or organizations that may obtain personal information independently of any relationship they may have with us. In addition, we are not responsible for the privacy practices and policies of companies or organizations to whose websites our websites may provide links. We advise you review the privacy policies of these companies and organizations before providing your personal information.
Requesting access to your personal information We can provide you with your personal information provided it is not considered by our underwriters to be sensitive medical information or other sensitive information about you from a third party. We will only provide you with this information as per our underwriter's privacy policies and procedures.
Accuracy of personal information We will try to ensure that the personal information collected and used is accurate and where necessary, updated. You have the right to request corrections of any inaccurate or incomplete information in our possession.
Removing your consent In the event you do not want your personal information used for marketing or promotional purposes, send us a registered written letter requesting the removal of your personal information for these said purposes.
Changes to our Privacy Policy We may amend at anytime this Privacy Policy without notice. Please review our Privacy Policy regularly to ensure that you are aware of our current information practices.
