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  “Whoever is Happy will
                 make others Happy too.”
As a business owner your time is valuable. You operate in a competitive marketplace and it’s difficult to attract and retain high-quality, experienced employees.
Group Insurance helps you to offer benefits at a price that is affordable for your company.
Group Insurance is available as :
Life Insurance
Accidental Death and Dismemberment Insurance
Disablility Income Insurance
Health Insurance
Principles of Group Insurance:
Employee must work full-time
Employer contributions (minimum 50%) are compulsory
The benefits should be equal for all members of a class
Employee premium payments in a contributory plan must be deducted from pay by employer
Taxation of Group Insurance
In a CONTRIBUTORY PLAN, the employer’s contribution is taxable to employees to the extent of the employer’s contribution. This contribution is Tax deductible to the Employer
The premiums are renewable every 12 months or 16 months.
Most of the insurance companies offer Group Insurance to companies with 3+ employees
 
 
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ASSURIS :
Who Protects Canadian Policyholders in the event of Life Insurance Company failures