With the existing gaps in your Government Health Plan (OHIP), you regularly have to pay for every healthcare expense e.g. Prescription Drugs, Vision Care, Eyeglasses, Dental Checkups and others. Health/Medical Insurance will supplement provincial Health plan
It is very similar to benefit plans at work.
This coverage does not provide for income. It protects against loss and provides partial or entire repayment of medical and dental expense the insured incurs.