- Visit Us:
Canadian Family Life Insurance - Simple coverage. Lifelong protection. Peace of mind for your family
Years of Trusted Service
0
+
Speak with a Licensed Advisor
Our Partners
Working with 20+ Insurance carriers
Protecting Family Legacies Since 2007
Since 2007, Insure Rite has helped families protect their financial future through every major life stage, building long-term relationships rooted in trust and reliability. The long terms commitment is the backbone of my professional experience.
Focused on education over sales, Insure Rite provides clear, unbiased guidance on coverage options — from income and mortgage protection to legacy planning. As an independent brokerage, we offer full-market access, competitive pricing, and tailored solutions that give clients lasting peace of mind.
Let’s protect what you’ve built.
- Our Latest Services
We offer various types of Life Insurance to meet your needs
Term life insurance
Affordable coverage to meet your temporary needs
Protects your loved ones for a pre-determined period while you have greater financial commitments.
It's the ideal solution if:
- You have dependent children and are on a tight budget
- You have short- and medium-term loans to repay
Permanent life insurance
Lifetime insurance coverage
Permanently protects your family and your legacy.
It's the ideal solution if:
- You would like to leave a legacy
- You would like to be protected, even if your health changes
- You would like to ensure the continuity of your business
Participating life insurance
Permanent life insurance that ensures the growth of your estate
Protects your family while giving you access to dividends1.
1 Annual participations are not guaranteed and vary annually.
It's the ideal solution if:
- You want to leave a larger estate to your loved ones and, if needed, benefit from liquidity for your retirement
- You want to offer your children or grandchildren a solid financial foundation
- You are a business owner looking for life insurance coverage which generates growth
Universal life insurance
A combination of permanent life insurance and savings
Offers you lifetime coverage and the opportunity to save with certain tax benefits.
It's the ideal solution if:
- You would like to leave a significant inheritance
- You have contributed the maximum amount to your RRSP and your TFSA
- You would like to protect the value of your company
Non-Medical Life Insurance
Guaranteed Acceptance Life
Insurance offers permanent coverage with guaranteed approval—no medical exams and no health questions.
Deferred Life
Insurance is a permanent coverage option designed for individuals with serious health conditions, even if they’ve been declined elsewhere. It’s commonly used to help cover final expenses.
Simplified Elite Life
Insurance offers fast, no-medical lifetime coverage for individuals in good health or those with higher-risk lifestyles, with coverage available up to $500,000.
Mortgage Insurance
The importance of insuring your mortgage
Purchasing a home is one the biggest investments you’ll make in your life. It is therefore essential to find mortgage insurance that is adapted to your situation. There are many advantages to insuring your loan with us that your loaning institution doesn’t offer:
- You’ll keep your mortgage insurance even if you switch lenders when you renew your mortgage.
- You own the contract and choose your beneficiaries.
- Your premium is set based on your personal profile and will not increase, even if your health condition worsens.
Super Visa
This type of insurance policy is mandatory if your parents or grandparents are seeking a Super Visa for a long stay in Canada. The primary function of this policy is to ensure that your family members are financially independent when it comes to medical treatments during their stay in this country.
- The applicant has to be the parent or grandparent of a Canadian permanent resident or a Canadian citizen.
- They should have a letter written by their child or grandchild, ensuring that they will provide them with financial support during their stay in Canada.
- The insurance has to be purchased from a Canadian insurance company.
- Minimum coverage for the insurance should be of $100,000 and it should be valid for a minimum of 1 year.
- The policy should offer coverage for possible hospitalizations, emergency medical care and as well as repatriation.
- The applicant should pass the immigration medical test as well.
RESPs
RESPs are to education what RRSPs are for retirement. They let you put money aside for your child’s post-secondary education. In this way, you give your child the greatest gift: an opportunity to achieve a dream career.
The main advantages of an RESP-
- Accrue more thanks to government grants
- Recover the money you invest at a pace that suits you
- No loss if your child does not go on to post-secondary education
- Opening an RESP 100% online
Compare Mortgage Insurance Products
- Our Client Feedback
Customer Reviews
Insure Rite is extremely approachable and they always responds right away whenever I have a question. I never have to worry about missing a renewal because they send timely reminders before the policy expires, which gives me so much peace of mind.
Thomas Blind
Client
Everything was explained clearly, without any pressure or confusing jargon. They really took the time to understand my needs and helped me choose the right coverage for my family. The whole process was smooth, transparent, and stress-free
Alita Johnson
client
Frequently Asked Questions
Life insurance is a tax-free amount paid in case of death that may include a cash surrunder value depending on the type of product.
The insured person chooses the type of product, the amount of insurance and the duration of payment according to their age, sex and health status and in the event of death, the insurance benefit is paid to the beneficiary they have chosen.
This is life insurance that allows payment of the face amount in case of death. This type of insurance differs from term insurance in that it has additional guarantees such as a surrender value and paid-up insurance.
Need any help with the products?
Quick Links
Copyright © 2026 In Sure Rite. Created by Kodedigital